Car Title Loans in Fresno

Car title Loan FAQ

How much is the interest rate?

The interest rate is monthly. On loans $5000 or greater it's 7.5% and on loans $2600 to $4999 it's 8%

Why $2600? That seems like an odd number?

Yes, we know but California law says we cannot give a loan below that amount so that is the smallest loan we give.

What are the payment requirements? How long do I have to pay off the loan?

We do monthly payments and we do terms of 24, 30 and 36 months.

My vehicle is not paid off. Can I still get a title loan?

We would need it to be almost paid off. Typically this means less than $1000 is owed.

Can I do a title loan on a motorcycle?

Not with our company.

Do you need a certain type of car to get a title loan?

Yes and no. The bottom line is what the car would be worth right now if it was selling at an auction. This is how we know right now what your car is worth. Retail prices do not mean the car is worth that in reality and neither does wholesale. These "guide" prices do not determine the value - just the selling estimates.  Because this is hard to determine we suggest filling out the online form and letting us make that determination for you.

How fast can I get the money?

We are very fast on our end but a lot of times the customer cannot get us the few documents fast. We try and fund the loan in about 1 hour from the application but that all depends on how fast you get us what we need. Most customers get the money the day they apply.

How do I know you guys are real?

First, to prove it, we are showing you the insides of our office with our web cam. If you were to check tomorrow, you will see us again. Since 2001 we have been here. We are also members of the BBB and are licensed in the State of California. Car Title Loans in Fresno is owned by 1-800LoanMart.